Cade Hannigan was on top of the world a year ago with popularity and wealth. His power and money gained him many friends. Now, because of his late father's gambling, everything is lost, including all those "good" friends. Only Ed Ramsey, owner of the Lone Star Bar, gives him a break allowing him to stay in the room above the saloon in exchange for cleaning up in the mornings. Excessive drinking has finally caused Ed to kick him out. He's drinking himself away as he's kicked to the curb and in the gutter with no place to go.

Georgie Zielinski arrives in Saddle Wells and purchases the old abandoned B&B with intentions of bringing the B&B back to life. Georgie left her job at Carlton Enterprises in Dallas after deciding sleeping her way up the chain wasn't for her. Already warned about the "bad boy" Hannigan by his previous girlfriend, Amy, she nearly refuses Cade's offer of doing handyman work around the B&B to restore it, and allowing him to stay in the old bunk house.

Working his butt off and keeping to himself gains him the confidence to change and is now liquor free. Amy hurts her foot and Cade is the hero in helping her manage things. Quickly, they both realize the physical draw and form a sexual alliance. Keeping his presence a secret from Amy and her other new friends, the time is drawing nearer to reveal that Cade has been given a new chance at life and working for Georgie. When the girls arrive at the restaurant where Cade and Georgie have finally made their debut, all hell breaks out and Amy causes a horrendous scene. Leaving Georgie is hard for him but will do it to enable her business to survive. She doesn't need his baggage around to thwart that. When Amy is chastised by the girls for her behavior, she is finally able to put her anger aside, but does she have the power to repair the damage she has done to both Cade and Georgie?

I completely enjoyed this short story of two people trying to overcome their disasters and rebuild a new life. BARE NAKED is Book four in the Naked Cowboys series. A bad boy striving to rebuild his life and a good girl who's been dealt a bad hand work together to build something good together. This is not the first I have read from Desiree Holt and certainly not the last. She manages to form an interesting tale full of emotions and lots of hot sex in the middle!