I seem to be having some problems posting tonight, so I'm going to stop here. But thank you so much, everyone, for your thoughtful comments. I hope you'll love JUST ONE KISS! Watch for TWO OF A KIND on June 25!
Beth, It really is fun to be a fairy godmother, to have money set aside to give to the causes that mean the most to you. Good idea, to put some of the money away so you can be generous with the interest you earn!