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Also by David Cay Johnston:

Divided, April 2014
Hardcover / e-Book
The Fine Print, January 2012
Hardcover / e-Book
Free Lunch, January 2008
Hardcover

The Fine Print
David Cay Johnston

How Big Companies Use "Plain English" to Rob You Blind

Portfolio
January 2012
On Sale: January 3, 2012
304 pages
ISBN: 1591843588
EAN: 9781591843580
Kindle: B0049U4KZS
Hardcover / e-Book
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Non-Fiction

“No other modern country gives corporations the unfettered power found in America to gouge cus­tomers, shortchange workers, and erect barriers to fair play. A big reason is that so little of the news . . . addresses the private, government-approved mechanisms by which price gouging is employed to redistribute income upward.”

You are being systematically exploited by powerful corporations every day. These companies squeeze their trusting customers for every last cent, risk their retirement funds, and endanger their lives. And they do it all legally. How? It’s all in the fine print.

David Cay Johnston, the bestselling author of Per­fectly Legal and Free Lunch, is famous for exposing the perfidies of our biggest institutions. Now he turns his attention to the ways huge corporations hide sneaky stipulations in just about every contract, often with government permission.

Johnston has been known to whip out a utility bill and explain line by line what all that mumbo jumbo actually means (and it doesn’t mean anything good, unless you happen to be the utility company). Within all that jargon, disclosed in accordance with all legal requirements, lie the tools these companies use to rob you blind. Even worse is what’s missing—all the contractually binding clauses that companies hide elsewhere yet still enforce and abuse. Consider, for example, how:

• An insurance company repeatedly delayed paying for a paralyzed man’s vital care despite court orders to pay up.
• Laws in nineteen states let companies like Goldman Sachs, General Electric, and Procter & Gamble pocket the state income taxes withheld from their workers’ paychecks for up to twenty-five years.
• A little-known government rule gives safety waiv­ers to deadly industrial facilities secretly located underneath schools and playgrounds.
• The “FCC Charge” on your phone bill, which appears to be a government fee, actually goes straight to the phone company.

Johnston shares solutions you can use to fight back against the hundreds of obscure fees and taxes that line the pockets of big corporations, and to help end these devious practices once and for all.

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