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Also by Michelle Singletary:

What To Do With Your Money When Crisis Hits, April 2022
Paperback / e-Book
The 21-Day Financial Fast, January 2014
Paperback / e-Book
Power to Prosper, September 2009
Paperback
Your Money and Your Man, January 2006
Hardcover
Spend Well, Live Rich, December 2004
Trade Size

Spend Well, Live Rich
Michelle Singletary

?Refreshing in its honesty and reliable in its guidance . . . a charming, inspirational and authoritative primer on money management.?- Better Investing

Ballantine
December 2004
288 pages
ISBN: 0375759042
Trade Size
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Non-Fiction

The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle "7 Money Mantras for a Richer Life." Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works.

The 7 Money Mantras are:

1. If it’s on your ass, it’s not an asset!
2. Is this a need or is it a want?
3. Sweat the small stuff.
4. Cash is better than credit.
5. Keep it simple.
6. Priorities lead to prosperity.
7. Enough is enough.

Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more.

"This book is about saving enough money to have choices," she writes. "It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money."

With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have.

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