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A Simple Program To Help You Spend Less And Save More
Free Press
November 0000
On Sale: December 29, 2009
304 pages ISBN: 1439158193 EAN: 9781439158197 Hardcover
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Non-Fiction | Self-Help Money
Ten years ago, Alice Wood was living a normal life,
balancing her career, family, and finances with con dence.
Having grown up with a father who was a bank president from
the pre-branch banking era and a mother who was influenced
by the Great Depression, Alice learned prudence and
financial responsibility at home. She knew instinctively how
to handle money, until a brain injury sustained on a
commercial airplane changed her life. After the injury, Alice encountered many new challenges; for
the first time in her life she was overweight and in serious
debt. Weight Watchers® allowed Alice to lose the weight and
keep it off. Inspired by Weight Watchers'® daily discipline
of journaling and the principle of group accountability, she
decided to create a new and radically simple program to
reclaim her financial stability. She called it Wealth
Watchers. This simple program enabled her to meet her own
financial goals and soon was helping thousands of others to
do the same. Today, the Wealth Watchers program is an
important part of the rapidly growing movement for financial
literacy and empowerment sponsored by school, state, and
federal government programs; corporations such as McDonald's
and Visa; and several large financial institutions. Wealth Watchers is the story of Alice's journey from
a life of having it all to a life of dealing with
frustrating financial setbacks. In this book -- which
presents the program and the principles in full for the
first time -- you will find all the tools you need to
organize your finances, complete your monthly budget,
determine your disposable income, and understand which
spending patterns are knocking you off-track. At the heart
of the program is one simple calculation: your Daily
Disposable Income (DDI), the money you can spend each
day without going into debt. Amazingly, most people don't
know their DDI. In this book Alice explains how it can help
you make purchasing decisions, big and small, one day at a
time, and build positive habits to last a lifetime. Using
the Power of 365, you will learn how to analyze your
expenses, stay out of debt, start saving again, and --
regardless of your age or income level -- thrive!
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