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The Revolutionary Guide to Raising Your Living Standard--Today and When You Retire
Simon & Schuster
June 2008
On Sale: June 10, 2008
336 pages ISBN: 1416548904 EAN: 9781416548904 Hardcover
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Self-Help Money
Rich or poor, young or old, high school or college grad,
this book, written by economist Laurence J. Kotlikoff and
syndicated financial columnist Scott Burns, can change your
life for the better! If you follow the advice in this book,
it will raise your living standard (possibly by a lot),
improve your lifestyle, and help you spend 'til the end.
And it will completely transform your financial thinking,
turning every bit of conventional financial wisdom on its
head.
If this sounds like a revolution in financial planning, you
got it. So do The New York Times, The Washington Post, The
Wall Street Journal, USA Today, Time, Consumer Reports, and
other top publications that have been featuring the
authors' economics-based "consumption smoothing" approach
to financial planning. Spend 'Til the End substitutes economic wisdom for
the "rules of dumb" that currently pass for financial
advice. In the process it indicts the investment and
financial-planning industry for giving most people saving
and insurance targets that are much too high and then
convincing them to invest in risky mutual funds and
expensive insurance policies. The result is that most
people are scrimping and saving during the years when they
could be spending and enjoying their money -- and with no
sure payoff. Easy to read, this book is packed with practical and often
shocking advice on whether to work, how to pick a career,
which job to take, where to live, what sort of house to
buy, how much to save, when to retire, which kind of
retirement account to use, whether to have kids, whether to
divorce, when to take Social Security, how fast to spend
down your assets in retirement, and how to invest.
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