Two fresh starts. One unexpected Christmas romance.
The one woman he shouldn't love is the one he can't forget.
Will the midnight bell bless their loveβor seal their fate?
He ghosted her ten years ago. Now sheβs stuck with him for Christmas.
Christmas is sweet. Family secrets can be deadly.
November Reads: Christmas Romance, Cowboy Kisses & Deadly Secrets
From Montana Cowboys and Rodeo Queens to Mistletoe Magic, Haunted Romance, and Holiday MysteriesβYour Next Great Read Awaits!
Viral V. Acharya
Viral V. Acharya, Matthew Richardson, Stijn Van Nieuwerburgh, and Lawrence J. White are professors at the Leonard N. Stern School of Business at New York University, and are experts in applied financial economics. Acharya and Richardson are the coeditors of "Restoring Financial Stability" and "Regulating Wall Street". Van Nieuwerburgh is an expert on household finance and mortgage markets. White has studied government-sponsored enterprises for many years and served on the board of Freddie Mac from 1986 to 1989 as part of his government service as a board member on the Federal Home Loan Bank Board.