Aloha Richard, You've raised a great question. I know first hand because I've been on the other side of the coin. I've had a long career in romance writing.I started in the late '80s and wrote 15 historical romances, all of which have explicit love scenes. I went on to write hardcover contemporary romantic suspense, again, with love scenes.
I then penned five "Inspirational" (Christian) historical novels, two for Steeple Hill and three for Zondervan. Lately I've been writing cozy/amateur sleuth mysteries set in Hawaii for Bell Bridge Books.
I've tried to "label" my back list books, at least in my Amazon Kindle descriptions, warning people who are "Christian only" readers that my older historicals are "hot." As you say, if you don't want to read something, then don't read it. (Or skip the pages which are offensive if you like the rest of the book.) Sounds simple.
But I've gotten a couple of very nasty letters from "inspirational" readers berating me for those love scenes. One even went on to say that she was appalled as she read all the way to the end of the book.
Oddly enough, I've never gotten letters from readers who know me from my early books who tried the "inspirationals" because they like my characters and writing. I received no complaints about missing love scenes. Apparently they enjoyed the stories just as well.
By putting a warning label on the books, readers who just like a good read might be put off and not try them. Then again, movies are rated so that audiences can make a choice and that seems to work well.
What is most scary to me is censorship in any form or the possibility that one group or another should decide what the standards should be. There should be a place for all voices and choices.
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