I believe that God's grace is inherent within us all. Some of us can dip right into it while others have a problem figuring out just how to access it. Free-will is how grace is utilized.
A Titanic Wishlist? Hmm. Never heard it phrased that way before. I guess my wish list would be to earn my Ph.D, travel the world, and immerse myself in life so that I have little to no regrets.