Two fresh starts. One unexpected Christmas romance.
The one woman he shouldn't love is the one he can't forget.
Will the midnight bell bless their loveβor seal their fate?
He ghosted her ten years ago. Now sheβs stuck with him for Christmas.
Christmas is sweet. Family secrets can be deadly.
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L. Richard Fischer
L. Richard Fischer is one of the foremost authorities on
financial privacy in the United States. A partner in the
national law firm of Morrison & Foerster LLP, Mr. Fischer
for over 25 years has advised a variety of banks and other
financial service providers across the United States and
internationally. Mr. Fischer currently advises a wide range
of diversified financial services organizations on the full
spectrum of banking law and strategic planning issues.
Mr. Fischer received his BA degree from the University of
San Francisco in 1965 and his JD degree from Hastings
College of Law, University of California, in 1970. He became
a partner of Morrison & Foerster in 1976. He has lectured
extensively on a wide range of financial services issues,
particularly financial privacy and electronic transactions.