Jean Chatzky wants to help you get out of debt once and for
all. Her method, both on TV and in this book, is simple yet
powerful: the key is saving just $10 a day that you
currently waste. It doesn't sound like much -- a movie ticket
or lunch for two at McDonald's -- but $10 really can take you
from debt to wealth in just a few years. And because it
doesn't feel like an impossible goal, people are more likely
to stick with Jean's plan than an extreme regimen of
spending cutbacks.
Jean is focusing on debt because it's the single biggest
threat to our financial health. The average American family
has sixteen credit cards and high-rate debt of more than
$8,000, not even counting car loans and mortgages. They pay
more than $1,000 a year in interest alone. Debt makes people
feel depressed and overwhelmed, leaving them without enough
money for the truly important things in life -- education,
retirement, owning a home, feeling secure.
Jean, one of America's most popular personal finance
experts, writes in down-to-earth, woman-next-door language
about how to get started right away, without giving up the
things that truly give you pleasure.
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