Katie Flanagan couldn't let Josh Morgan take her
grandfather's photography studio. Grandpa may have been dead
these past seven years, but in her heart he remained the one
stalwart figure of her childhood. Surely Josh couldn't be
serious about foreclosing. While he'd always been stuffy,
she had never thought him mean-spirited.
Her heart shifted into overdrive as Katie nervously crossed
the threshold into Josh's office.
He stood behind a large desk, his hair as dark as she
remembered, his eyes the same impossible blue. Two years
ago, he'd been a young executive on the rise, a sexy,
arrogant force to be reckoned with.
At a first glance, it didn't look as if that had changed.
Even his office with its impressive desk and the deferential
secretary sitting outside proclaimed his status as a major
player in the business world.
Assistant vice president.
The power suit he wore did nothing to hide his broad
shoulders, either. Funny how she remembered some things so
vividly. When he'd been briefly engaged to her older sister,
Erin, Katie had found Josh Morgan both amusing and
irritating. His black-and-white conservatism had often set
the spark to her too-ready temper.
But his current classy surroundings and big job title didn't
surprise her. Josh had been on the way up when she'd first
met him three years ago. He'd always been driven to succeed.
She'd come here this morning optimistically hoping that he'd
put the events of the past behind him and gone on with his
life.
"Josh!" A tumble of joy coursing through her, Katie strode
forward, fully intending to give him a hug. To her surprise,
she realized she'd missed sparring with him.
"Katie Flanagan?" Josh blurted out, looking thunderstruck as
he stood behind his desk.
"Yes! It's me." She gave him a congratulatory smile as she
skidded to a halt in front of the desk, deciding to forego
the hug for now.
"You got the foreclosure notice," he concluded grimly,
nothing close to enthusiasm on his face.
She supposed that was to be expected since they'd had no
contact for the last couple of years. Not since Erin ran off
with his brother, not even bothering to inform Josh of the
fact. It was the most thoughtless thing she'd ever known her
sister to do, especially considering how Josh had stepped in
and offered to marry Erin when she'd found herself pregnant
by a previous lover.
As loyal to her sister as she was, Katie didn't think
calling in to a radio talk show and spilling the whole story
actually constituted as "informing" a man when his fiancée
was eloping with his own brother.
Josh had a right to be angry about the whole situation, but
Katie wasn't letting him punish her and the studio for
something Erin and Josh's brother had done. Though she
understood Josh had to have been crushed by their betrayal.
Who wouldn't have been? And then there was the money he'd
loaned to Erin to resurrect Grandpa's studio. When Erin
defaulted on the payments six months ago, it must've felt
like insult added to injury.
But Katie had responsibility for neither of those offenses
and she couldn't let him foreclose on the studio.
"I got some kind of legal-looking letter," she told him
cheerfully, “Aren't you going to invite me to sit down?"
"There's no point," he said abruptly, his expression less
than welcoming. "We have nothing to discuss."
"Yes, of course, we do." Katie sat down in a chair facing
his desk. "This whole studio loan problem.”
He remained standing. "You haven't bothered yourself about
the loan for the last six months when no payments were being
made."
"I only found out about Erin dropping the payments three
months ago." She leaned forward eagerly. "But now I have
this great idea."
"Good for you. It can't have anything to do with me."
"Just listen," she insisted. "This is the best plan. It
solves all our problems."
With every appearance of reluctance, Josh lowered himself
into the leather chair behind his desk. "Our problems?"
"When Erin left town two years ago, she closed down the
studio and dropped the keys off with me, just like that, and
I didn't think anything more about it."
"Very Flanagan-like," Josh sneered, his fingers drumming
against the arm of the chair.
He wasn't being the least bit friendly, Katie reflected,
wisely choosing not to confront him about it. She might be a
tad impulsive at times, but she had to convince him to
change his mind about the loan. There was no sense in
getting him riled up by pointing out his negative attitude.
"Anyway," Katie forged ahead "Your letter got me to
thinking. I've decided to run the studio myself. I think it
might be my niche. I took a photography class in high school
and won an award! The studio needs some work, though. The
building is rundown, some of the equipment needs replacing,
but I don't think it'll take me long to whip it into shape."
She sent her most optimistic smile across the desk. "So I
was hoping you could help me."
"Help you?" he snorted. ""You want me to do what exactly?"
"Well, it's not like you'll be out any more money," Katie
said quickly, her hope of that exact thing dying a swift
death. "Just give me time to get the studio together and
going before I start paying off the money we owe you."
A smile curled the corners of Josh's mouth as he leaned his
head back against his chair and started laughing. The full,
rich sound filled the room, eventually diminishing into
masculine chuckles. "You have a lot of nerve, Katie
Flanagan. You've never been short on nerve."
"I kind of hoped you'd moved beyond all the stuff that
happened with Erin," she murmured, not sure whether or not
she should be encouraged by his laughter.
"I'm sure you did," he agreed, a decidedly unfriendly grin
on his face.
"After all, it's not like you guys were really engaged," she
pointed out.
"Regardless of what prompted our relationship, I was stupid
enough to genuinely offer to marry Erin," Josh corrected her
grimly.
"Then she miscarried and met your brother ... "
"And the rest is history," he finished with a sarcastic smile.
"Yes, but all that has nothing to do with the studio, and my
taking it over is a great idea. I don't know why I didn't
think of it before." She edged forward in her chair.
"If you want to start a photography studio, go get a loan,"
Josh said with brutal indifference.
She made a face at him. "I talked to one loan officer at a
bank, but he kept getting hung up on my lack of experience.
It's like all my weekends of helping Grandpa don't count for
anything."
"And you have no collateral." Josh laughed.
"Nothing but the studio and you hold a loan against that,"
she agreed reluctantly, her temper starting to simmer. After
all, she wasn't the one who dumped him!
"You're a bad risk," he concluded with apparent satisfaction.
"That's what he said," she admitted, pushing her annoyance
aside with an eye on the main goal. "So I thought maybe you
and I could come to some kind of terms."
He chuckled again. "You must be kidding. Your sister runs
off with my brother after I offered to marry her to give her
child a name. She doesn't even bother to tell me
face-to-face-and you think I'm going to give you, her
flighty younger sister, the opportunity to screw me over again?"
"It was a long time ago," Katie said desperately. "And it
really had nothing to do with me. I wasn't the one who
dumped you."
"No, you were a bystander. A typical Flanagan who didn't
have the moral courage to tell me when your sister started
cheating on me," he retorted.
Katie bit back a defensive retort, aware of being on shaky
ground. Maybe it hadn't been her business to report her
sister's deceit, but she knew she hadn't kept quiet out of
loyalty alone. If she were honest with herself, she had to
admit she couldn't stand the idea of Josh married to Erin.
They were wrong for each other, as subsequent circumstances
had proved.
Was he married now? she wondered.
Glancing over, Katie scanned his ringless hand. Of course,
some married men didn't wear rings.
"But it's not just the past." Josh leaned forward. "Even if
I didn't have reason to hate the entire Flanagan family, I
still choose my financial risks more carefully these days.
And you don't have a particularly commendable history yourself."
"What do you mean by that?" Katie said hotly.
"From what I've heard, you've been busy the last few years,
living the same sort of irresponsible, self-centered life
your mother and sister live."
"I don't know what you're talking about!"
"Let's see. From what I’ve heard you're twenty-four and
working as what? A waitress. At a different restaurant every
three months. You've taken junior college classes with at
least five different majors that I know of and you've been
engaged twice. You dumped both guys, and left the last one
actually standing at the altar."
"There's nothing wrong with being a waitress! And it wasn't
my fault that I got hives when I thought about marrying
Doug. You don't know anything about it! And I didn't
deliberately leave Rick standing at the altar. I tried to
call him before the ceremony, but his voice mail wasn't
working," she declared, her temper rising.
The way Josh put it, she sounded like a flake, but it wasn't
true at all.
Here it was--Josh's ugly stuffed shirt tendency.
"And how do you know all this anyway? You're just listening
to gossip," Katie declared righteously.
"You forget," he said with sarcasm. "Your sister is still
living with my brother, on and off. He keeps in touch with
my aunt and she's not likely to spread unfounded rumors."
"Still, there were many extenuating circumstances that you
know nothing about." Katie sat back in the chair, raising
her chin.
"What I know is that avoidance is your family motto. No
Flanagan ever lives up to her commitments. Your father only
showed up half a dozen times in your life and your mother
has been married and divorced six times. If it hadn't been
for your grandfather, the state probably would have taken
you and Erin away from your mother."
“My mother did the best she could," Katie defended. "And
that's all ancient history."
"Maybe so," he concluded, "but I have put the insanity of my
association with your family behind me. Far, far behind me."
Josh leaned forward, his eyes flinty and his voice grim. "I
don't even want anyone to know that I was ever foolish
enough to be involved with a Flanagan. This is my deep, dark
secret. I am a sane, rational, fairly intelligent man. My
Flanagan period could do nothing but besmirch the reputation
I've worked to build."
"You're just being vindictive," she retorted, as
disappointed in him as she was angry. "It's the radio talk
show thing, isn't it? You're mad about Erin calling that
disc jockey and talking about dumping you in front of
thousands of people. You still haven't gotten over the
embarrassment, even though you were never specifically
identified."
He snorted, pushing away from his desk to stand. "We don't
have anything else to discuss."
"Maybe I should call that radio station now and give them
the rest of the story. Tell them how you were the guy Erin
talked about leaving and now you're foreclosing on me out of
spite," Katie challenged, her impulsive tongue taking on a
life of its own.
"Don't be ridiculous," he said, annoyed.
"Don't you be ridiculous. You can't foreclose on the studio.
It's my heritage and I'll do whatever I have to do to keep it."
"Are you threatening me?" His eyes narrowed.
Katie jumped to her feet, her heart pounding. "If I have to.
I've just got to get the studio going and I don't think it's
too much to ask you to give me some time."
"You want me to continue to hold the note on this
harebrained scheme and then pull your butt out of the fire
when it fails," he said in grim conclusion.
"I'm not going to fail!" she yelled. "I've never been more
serious about anything in my life."
The door behind her opened suddenly and Katie swiveled
around glaring at the intruder.
"Josh, we need to go over ..." A thirty-something guy in a
suit came to a halt just inside the door.
The man's gaze immediately strayed in Katie's direction, an
appreciative expression slipping onto his face as his
scrutiny dropped to her short, tight skirt.
"I'm sorry, I didn't know you were busy," he said to Josh, a
smirk spreading across his face.
"I'm not, Rick," Josh said, walking out from behind his
desk. "Ms. Flanagan was just leaving."