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Health Care on Less Than You Think
Fred Brock
The New York Times Guide to Getting Affordable Coverage
Times Books
October 2006
On Sale: October 17, 2006
240 pages
ISBN: 0805079807
EAN: 9780805079807
Paperback
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Self-Help
Health costs are soaring, strangling job decisions,
bankrupting families, and unsettling retirement plans.
Workers with insurance at their jobs face constant cuts in
coverage for an ever-steeper price tag, while forty-six
million Americans lack insurance and have to fend for
themselves. Medicare and prescription drug coverage are
under strain. And with so much money at stake, it’s no
surprise that the financial industry is rooting for the new
Health Savings Accounts: a boon for their profits, but a
mixed bag for families.
Brock investigates the
best options available, offering the first one-stop guide to
maximizing health coverage while minimizing expense—with
potential savings of hundreds or thousands of dollars each
year. Worksheets and a handy resource list give readers the
tools to customize their plan to their ages and
needs.
Once again, Brock provides unrivaled, objective,
and essential financial reporting and advice to safeguard
the wallets of American families.
In Health
Care on Less Than You Think:
Drawing on the
experiences of regular Americans and his pragmatic,
dollars-driven analysis, Fred Brock shows readers how to
• assess employer-based health plans and choose
among the plans available to each
family
• shop for the best coverage at the least cost if
a
job does not provide insurance
•
compares insurance costs, eligibility, and benefits
in different states
• decipher the new
Health Savings Accounts—and
understand
their benefits and costs
• choose supplemental dental and
eye-care coverage
• track down the biggest savings on
prescription
drug costs
• master the
insurer’s fine print and win battles
over
payments to get the most out of a plan
• manage the
Medicare system and long-term care
insurance to protect retirement savings
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